Online web merchant accounts accept all major credit cards instantly. Web merchant accounts are also known as credit card merchant accounts, ecommerce merchant accounts, internet merchant accounts and online merchant accounts. Basically, each web merchant account has the ability to accept credit cards payment online 24/7 from local and international credit cards. This feature is extremely important to ensure your web site can sell your products online while you are sleeping.

How the Web Merchant Account Works

Basically, merchant accounts or creadit cards processor will work dependent on what type of products you are going to buy on the internet but mostly are almost the same way. If the buyers buy the digital products such as ebooks, digital photos, mp3 music and software using their credit card. The products will be delivered instantly to the buyer's primary email address after the merchant account received the payment confirmation from the buyer. Then, the buyer can download the digital products. Normally to sell any digital products online, you should have your own website/blog, web merchant account, email, autoresponder, web hosting or free/paid space to keep your digital products.

Space to keep your digital products is important to ensure you can upload your stuff into it and manage them and easy also for your buyers to download that products after they make payment. You need to integrate your website or blog with your merchant account, then the buyer or visitors can buy your products from your site. Anyway I will explain about these in details on the next post.

Lets me explain how the web merchant account works in the very simple way, the diagram below shows that how the web merchant or credit card processor works when a buyer buy a digital product.

how the web merchant account or credit cards processor works when a buyer buy digital products

How about a buyer buying a physical products such as pet products, clothes, baby shoes, skin care products, jewelry and bath products. To do this you should have a website or blog, valid email account, merchant account and any physical products. Autoresponder is an option for selling physical products but recommended. Generally, when a buyer buy any physical products from your site, they have to make a payment through your web merchant account and the merchant account provider will send you an email about the confirmation order including the buyer's details information and at the same time the buyer will also receive the product details information from your merchant account provider or from your autoresponder if you use them.

The next task you have to do is to pack the products and send them to your buyer's address. You can hire any reputable shipping companies such as Usps, Fedex, Mailboxes or Ups to deliver the products to your buyer. The diagram below shows that how the web merchant or credit card processor works when a buyer buy a physical product.

how the web merchant account or credit cards processor works

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Web Merchant Accounts Quick Review

Paypal- Free signup and free for selling multiple products.
Asianpay- Free to signup and Paypal alternative for Asian countries and International.
2CheckOut- Sell downlaodable products like ebooks and $49 one time setup fee for selling products.
ClickBank- $49 One time setup fee for selling products, free to signup for affiliate programs but accept visitors from certain counteris only.
PayDotCom- ClickBank alternative web merchant account, Sell one product is free and $29 One time setup fee for selling multiple products

check web merchant account here!

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